Terms of Service

By accessing this website, you agree to be bound by these Terms and all applicable laws and regulations. You may not access this website from outside of the United States. If you do not accept any of these Terms, you are prohibited from using or accessing this site and must immediately cease any interactions with this site and promptly destroy any items in your possession arising from this site. The materials contained in this website are protected by applicable copyright and trademark law.

Permission is granted to temporarily download one copy of the materials (information or software) on Luminous Financial Planning LLC’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials;
  • Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • Attempt to decompile or reverse engineer any software contained on Luminous Financial Planning LLC’s website;
  • Remove any copyright or other proprietary notations from the materials; or
  • Transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Luminous Financial Planning LLC at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

The materials on Luminous Financial Planning LLC’s website are provided on an “as is” basis. Luminous Financial Planning LLC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Luminous Financial Planning LLC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

In no event shall Luminous Financial Planning LLC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Luminous Financial Planning LLC’s website, even if Luminous Financial Planning LLC or a Luminous Financial Planning LLC authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

The materials appearing on Luminous Financial Planning LLC’s website could include technical, typographical, or photographic errors. Luminous Financial Planning LLC does not warrant that any of the materials on its website are accurate, complete or current. Luminous Financial Planning LLC may make changes to the materials contained on its website at any time without notice. However, Luminous Financial Planning LLC does not make any commitment to update the materials.

Luminous Financial Planning LLC has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Luminous Financial Planning LLC of the site. Use of any such linked website is at the user’s own risk.

Luminous Financial Planning LLC may revise these Terms for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms.

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania and you irrevocably submit to the exclusive jurisdiction of the courts in that State without regard to conflict of law provisions.

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Luminous Financial Planning LLC is a Registered Investment Adviser with the Commonwealth of Pennsylvania, CRD# 282150.